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Borderless all-in-one advisory for B2B tech companies

From strategy to execution, Cipango guides its clients through product definition, business transformation, and go-to-market deliverry - unlocking growth in both existing and new markets.

Payment Expertise

Master complexity an differenciation across the payment value chain

Product & Partnership Strategy

From product design to ecosystem structuring

Monetization & Business Models

Capture the value of what you enable

Go-to-Market Execution

Deliver traction through the right channels

Our expertise delivers client results

We combine strategic insight and executional know-how to grow faster, monetize smarter, and scale with confidence.

Accelerated Time-to-Market

We help clients launch embedded payment offers 2–3x faster through clear roadmaps and proven execution.

New Revenue Streams

Our clients turn cost centers into profit centers by integrating and monetizing payment capabilities.

Where Payments, SaaS, and Strategy Converge

We help software companies, fintechs, and payment providers design the right products, monetize embedded payments, and scale through smart partnerships and execution.

Expertise

Expertise that drives growth

New Product Launch

Bring new offers to market faster, with the right product design, monetization model, and go-to-market roadmap.

Geo & Segment Expansion

Enter new markets or verticals with clarity—backed by local insights, partner strategies, and execution frameworks.

Partnerships

Structure and activate strategic alliances, distribution partnerships, and embedded finance integrations.

M&A Support

Support buy-side, sell-side, and build-up strategies with market insights, opportunity analysis, and product/tech/sales/culture fit assessment.

Expertise that drives growth

With deep expertise in payments, SaaS, and product-led growth, our team brings senior-level support to businesses operating in your sector. We help clients navigate product strategy, monetization, and go-to-market execution — with a proven track record in local, regional, and global expansion, as well as verticalisation strategies.

Our experience spans embedded payments, embedded finance, and innovative services and solutions that drive clear differentiation in competitive markets. We work across all merchant tiers — from independent professionals to enterprise retailers — and across both in-store and online payment environments. Whether you’re launching a new offer, structuring a partnership, expanding into new geographies or verticals, or preparing for strategic transactions, we work alongside your teams to turn ambition into measurable results.

Frédéric Loos | Founder & Operating Partner
We don’t just advise — we build alongside you.
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Trusted by banks, tech leaders and growth-stage innovators
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Unlock what’s next for your product & growth

You bring the vision we bring sharp thinking and execution. Let’s connect and see where Cipango can take you.